Learn How To Apply For Medicaid With Our Guide

Learn How To Apply For Medicaid With Our Guide

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UPDATE: For the year 2023, no significant changes are expected to be made to Medicaid insurance.

Learning how to qualify for Medicaid in Maryland is crucial if you are interested in obtaining free or inexpensive medical assistance from the state’s medical insurance program, Maryland Medicaid. Only petitioners who meet the Medicaid eligibility requirements will be accepted into the program.

Note that different types of criteria must be met by all applicants. To gain MD Medicaid benefits eligibility, you must meet requirements in income-related and non-income related aspects that have been established by the state. Learn more about Medicaid requirements by downloading our comprehensive guide.

What Are the Income Requirements for Medicaid in Maryland?

For those asking, “Who is eligible for Medicaid in Maryland?” the simple answer is often: Americans with low incomes. However, to obtain Medicaid benefits eligibility, defining the necessary income is essential. The income required to meet Medicaid eligibility requirements in Maryland is based on the number of members in an applicant’s household. This is standard in every state within the nation that offers the Medicaid assistance program.

Regarding how to qualify for Medicaid in MD based on income, your household income (based on your family’s size) must not exceed 138 percent of the Federal Poverty Level. For instance, if you are the only member of your household, then you can make a maximum of $1,677 (as of 2023) in income monthly and still receive Medicaid assistance.

If your household is composed of two individuals, on the other hand, you are allowed to earn $2,269 and still receive state medical assistance. Furthermore, families can obtain Medicaid benefits eligibility in Maryland if their family size and household income line up as follows:

  • 3 members: $2,859
  • 4 members: $3,450
  • 5 members: $4,042
  • 6 members: $4,633
  • 7 members: $5,223
  • 8 members: $5,815

To gauge the maximum income you are allowed to earn if your household has more than 8 members, simply add $592 for each additional member of your household. The total will determine how much income you are allowed to earn and still receive benefits from the Maryland Medicaid program.

What Are the Requirements for Medicaid in Maryland That Are Not Income-Related?

Beyond the MD Medicaid eligibility requirements that are related to household income, the Maryland Medicaid program also requires prospective beneficiaries to meet various other qualifying criteria. Namely, Medicaid benefits eligibility can only be obtained by United States citizens, Maryland state residents, United States permanent residents, legal aliens or United States nationals.

Also regarding who is eligible for Medicaid, applicants must be considered in need of medical insurance assistance or health care, and (as mentioned above) they must be considered low-income or very low-income.

Beyond the income, residency/citizenship and medical need Medicaid eligibility requirements, certain groups of individuals are granted access to medical assistance benefits in Maryland. Applicants who are 65 years of age or older, for instance, can get medical assistance from the Maryland Medicaid program. In addition to the elderly, Medicaid benefits eligibility is also granted to the blind and the disabled of the state.

If while learning how to qualify for Medicaid in Maryland you begin to wonder what other groups are eligible to receive medical help, note that the following individuals can all get Medicaid benefits.If you are pregnant or in an intermediate care home/nursing facility, you can get Medicaid.

If you are younger than 21 years of age, you also qualify. If you have a limited duration of time as a refugee in the United States, you can receive medical assistance, too. Plus, Breast and Cervical Cancer Treatment Program participants are eligible for benefits via the medical aid program.

Parents or caretakers of children younger than 21 can also be accepted as beneficiaries of Medicaid if the child’s parent is:

  • Deceased.
  • Unemployed.
  • Underemployed.
  • Not living with the child.

So long as you can provide proof of your income and your other eligibility qualifications when you apply for medical assistance benefits, you will be accepted into the program.

Learn About Medicaid Through Other Program Enrollment

Multiple methods regarding how to qualify for Medicaid are available, as proved by the information provided in the sections above. However, another way to determine who is eligible for Medicaid in MD is by seeing if applicants are already members of another accepted state program. Members of many other public assistance programs may also receive medical assistance from Maryland Medicaid.

In the event you receive benefits from any of these other programs within the state, you can apply for Medicaid assistance as well. You will get the medical help required to maintain your health and that of every member of your household. Simply review the Medicaid eligibility requirements provided above concerning income, residency, citizenship and other factors in order to verify your qualifications before submitting an application.

If your application is denied due to non-eligibility, you may appeal the decision within 90 days of the action. Once it receives your appeal request, the Maryland Department of Health Care Services will make a ruling regarding your application within 45 days of its receipt. If your application is approved after the DHCS’ reconsideration, you and your household will begin to receive medical assistance benefits through the Maryland Medicaid program.