UPDATE: In 2020, the rules and steps related to applying for Medicaid are expected to remain the same.
What are the requirements for Medicaid in Colorado? When it comes to determining who is eligible for Medicaid in CO, the state has created a set of guidelines that all potential beneficiaries must meet prior to applying. Medicaid eligibility is based on both income requirements as well as non-financial requirements.
Since the processes to both apply for Medicaid and to be enrolled in the government-sponsored healthcare program are time-consuming, it is in your best interest to confirm you qualify for Medicaid prior to the enrollment process.
Who meets requirements for Medicaid in Colorado?
Medicaid eligibility includes a wide variety of patients in Colorado. Prior to reviewing the Colorado Medicaid eligibility requirements, review the list of eligible groups so you understand the basics in how to qualify for Medicaid in Colorado:
- Children – In order to be eligible for CO Medicaid as a child, you must be between the ages of 0 and 18. Colorado offers children Medicaid coverage through a special program called Child Health Plan Plus (CHP+).
- Pregnant women – Pregnancy Medicaid in Colorado is reserved for expectant mothers who are 19 years of age and older and cannot otherwise afford healthcare surrounding their terms.
- Adults – In order to qualify for Medicaid as an adult in Colorado, you must be between the ages of 19 and 65 and have no dependent children to claim.
- Disabled patients – If you have a recognized disability, you are eligible to apply for Medicaid in Colorado, despite your income levels.
- The elderly – If you are above 65 years of age and require Medicaid to cover your health expenses, you are free to apply for Medicaid.
Now that you have considered the above groups eligible for Medicaid in CO, you must review the qualifications. There are both non-financial eligibility requirements as well as income requirements for Medicaid. You must meet all – not some – of the below Medicaid qualifications if you want to enroll in the state’s medical coverage benefits.
What Are the Medicaid Requirements in Colorado?
Medicaid requirements are decided by the state, even though both the state department and the federal government share the costs of this medical coverage program. That said, Medicaid benefits eligibility standards vary from state to state.
Thus, the requirements for Medicaid enrollment in Colorado may differ from those in New Mexico, as each state’s health care team determines who is eligible for Medicaid. If you are wondering what the requirements for the Medicaid application process in Colorado are, review the list below.
- You must be a U.S. citizen – In order to be eligible for Medicaid in Colorado, you must be able to prove your U.S. citizenship, or present official documentation supporting your legal presence in the country.
- You must reside in the state – One of the major requirements for obtaining Medicaid benefits eligibility in Colorado is to prove you actually live in the state of Colorado. Typically, a valid driver’s license, a DMV ID card or certified/official mail will suffice.
- You must have a Social Security Number – In order to enroll in Medicaid benefits, you must have a registered Social Security Number, as this helps to prove your identity to both the state and the federal governments.
If you are able to prove that you have a legal presence in the country, that you are a current resident in Colorado and that you have a registered Social Security Number, you have met the first three Medicaid eligibility requirements set forth by the state of Colorado. Download our helpful guide to learn about the different requirements for Medicaid.
What Are the Income Requirements for Medicaid in Colorado?
Since Medicaid benefits are supplied to Colorado citizens with low incomes who could otherwise not afford quality health coverage, income requirements play a large role in an applicant’s Medicaid eligibility. What are the income requirements for Medicaid? The Income requirements for Medicaid in Colorado are based on the Modified Gross Adjusted Income (MAGI) system.
The current MAGI chart takes the following patients into account: parents and caretaker relatives whose incomes do not exceed 133 percent of the federal poverty level; adults (between 19 and 65 years of age, without dependent children) whose incomes does not go over 133 percent of the federal poverty level; children (between 0 and 18 years of age) with household incomes that falls below 260 percent of the federal poverty level; and pregnant women (older than 19 years of age) whose household incomes do not go over 260 percent of the federal poverty level.
Overall, the MAGI Medicaid income requirements calculator does not apply to patients with disabilities and elderly patients who are older than 65 years of age. Learn more about Medicaid requirements by downloading our comprehensive guide.
What are the Medicaid application guidelines?
Now that you qualify for Medicaid, the next step is to prepare for the Medicaid application. The application guidelines for Medicaid are quite simple. As the time approaches to file the Medicaid application, it is important to have the following items handy: citizenship documents and proof of CO residency, a Social Security Number (SSN), date of birth and contact information.
Among the necessary personal details, you must include your name, address, employer information and income paperwork and information about medical history or current health insurance, if applicable. Once you have gathered the necessary information, you will be on your way to applying for Medicaid benefits in Colorado.
If the applicant is elderly or disabled, the Medicaid application guidelines that apply them are as follows: physical condition, if the applicant requires assistance with daily activities if he or she is currently receiving any medical coverage through Medicare and unearned income statements via the Social Security Administration or Supplemental Security Income.