FAQs

We want to give everything you need so that you can apply for the benefits you deserve.

We’re a private company (not the government) that finds out what you need to know, gives you the facts and gives them to you for free.

Our goal is to give you the information you need to:

  • Understand the requirements for you to get benefits.
  • Learn about the application process.
  • Get the most out of your benefits.

Table of Contents

  1. Want to learn about us?
  2. Where do we get our information?
  3. Are we the government?
  4. Is my information protected?
  5. What is Medicaid?
  6. How do you qualify for Medicaid?
  7. How much money can you make and still qualify for Medicaid benefits?
  8. What if I have Medicare? Can I still get Medicaid?
  9. I don’t qualify for Medicaid. What can I do?
  10. How do I apply for Medicaid?
  11. What if I have a pre-existing condition?
  12. When will my Medicaid benefits end?

1.     Want to learn about us?

We’re a private company (not the government) that finds out what you need to know, gives you the facts and gives them to you for free. Our goal is to give all the details you need – in a clear and simple way – so that you can meet your goals.

2.     Where do we get our information?

Our team of writers has done a lot of research on the things you need. We’ve looked at the most important information online. We called local offices to ask the questions that you want answers to. We keep looking online and calling local offices, even if we already looked or called a few months ago. We do our best to give you information that is up to date and helpful.

Then we take the important things you need to know and give them to you in a way that’s clear and easy to understand.

3.     Are we the government?

No, we are not the government, and our company is private. We find information that’s already online, but we put it all in one place to make things easier for you. We try to look in all the right places to get information and give you the best help that we can.

4.     Is my information protected?

We believe in the importance of keeping your data safe. If you decide to give us your data while using our website, we use many different protections to help keep it safe. To learn more about how we protect your information, check out our Privacy Policy and Terms & Conditions.

5.     What is Medicaid?

Medicaid is a health insurance program paid for by the government. It gives lower-income people and their families cheap or free health insurance. The program is handled by the states. So Medicaid requirements and application steps are different from state to state.

6.     How do you qualify for Medicaid?

To qualify for Medicaid, you have to meet the requirements. You have to make less than a certain amount of money. You have to be in a special category, too. People in special categories include pregnant women, women with young children, children of low-income families, the disabled and the elderly. Requirements can be different from state to state.

7.     How much money can you make and still qualify for Medicaid benefits?

The amount of money you can make depends on where you live. In 2020, some states let Medicaid applicants make as much as 138% of the federal poverty level. If your state follows this income rule, multiply the federal poverty level by .138. If you make that amount or less, you might qualify.

8.     What if I have Medicare? Can I still get Medicaid?

Yes, applicants can get Medicaid and Medicare benefits at the same time. They have to meet the requirements of both programs to get benefits.

9.     I don’t qualify for Medicaid. What can I do?

If you or your children don’t qualify for Medicaid, you might still qualify for other programs. Family Health Plus and Child Health Plus are programs that can cover you and your kids. But the insurance is not free. You might have to pay a set amount each month.

10.    How do I apply for Medicaid?

The Medicaid program is managed by the states. Different states have different application steps. Some states let you apply online through their websites. Other states might ask you to fill out an application and give it to an office worker in person.

11.    What if I have a pre-existing condition?

Insurance companies cannot turn you away if you have a “pre-existing” condition. This is a rule under the Affordable Care Act. Pre-existing conditions include conditions or illnesses like diabetes, asthma or cancer.

12.    When will my Medicaid benefits end?

Your Medicaid benefits will end when the program office decides that you do not qualify for Medicaid anymore. This might be because you earn too much money to meet the income rule. Benefits will usually end on the last day of the month after the office decides you do not qualify anymore.