If you’ve applied for Medicaid recently, or you’re interested in applying, you probably have a lotof questions about it and what you can expect. Here are some Medicaid FAQ’s that will give you a great deal of information about Medicaid.
What is Medicaid?
Medicaid is a government-funded healthcare insurance program that provides lower income individuals and families with the ability to receive quality healthcare. It is a program that is monitored by each state; therefore, the details about Medicaid differ from state to state.
How do you qualify for Medicaid?
In order to qualify for Medicaid, it’s essential for you to meet certain criteria. Currently, your income levels must be at 100% of the poverty level. In the future, those restrictions will be broadened for many states, as they expand their eligibility criteria. Medicaid is also a program that’s designated for pregnant women, women with young children, children of low income families, those who are disabled, and some members of the elderly population. However, each state has its own set of criteria.
How much income can you receive and still qualify for Medicaid benefits?
Currently, your income has to be at 100% of the poverty level. In the next few months, that percentage will increase to 133% of the poverty level.
What if I have private health insurance? Am I still eligible for Medicaid?
This varies from state to state. In some states, individuals and families will qualify for Medicaid if they have private health insurance as long as they are low income. However, in other states, it’s not possible to qualify for Medicaid if you have private health insurance.
What if I don’t qualify for Medicaid?
If you or your children don’t qualify for Medicaid, there are other programs available to you that you may qualify for. Family Health Plus and Child Health Plus are available for individuals and children; however, a monthly premium may be required.
How do I apply for Medicaid?
Some states have Medicaid applications on their websites. In other states, it’s necessary to visit your local DSS office.